Internet Banking
Solutions That Give Community Banking a World Wide Web of Advantages
Consumers demand convenient and accessible banking services. Southern Financial Systems Internet Banking platform is designed to fully leverage the internet as an effective and economical channel to deliver critical banking services to your retail and commercial customers. Our Internet Banking Platform is an integrated, enterprise-wide software suite specially designed for community banks. It enables you to provide a business-critical Internet Banking presence using a single platform that is managed either in-house or hosted at our Data Center. Your customers can access all their accounts, transfer funds, retrieve check images and pay their bills around the clock, around the world.
Our platform, in use by community banks throughout the United States has more features than any application in its class and goes beyond traditional internet banking products to include a comprehensive set of workflow automation tools. The Southern Financial Systems Internet Banking Platform can allow your bank to achieve significant reductions in costs while adding comprehensive new features and improving overall efficiency.
Your business customers will enjoy the convenience of the full array of Treasury Management features, including customizable levels of account access and authority, secure ACH File Submission, ACH Origination, Cash Concentration and the ability to order coin and currency for pick-up or delivery. Treasury Management features are accessed through secure out-of-band authentication and your bank can establish customer-specific ACH risk profiles by user. Remote Deposit Capture customers have the ability to view details of their scanned deposit items through their Internet and Mobile Banking portal.
Our Bill Payment Module is fully integrated into Internet Banking in a secure, single sign-on environment and provides for a full complement of bill payment options, including:
- One-time or recurring payments, scheduled at your customer's convenience
- Expedited Payments guaranteed to deliver payments on the next day or second day
- Person to Person (P2P) Payments provide the convenience of making secure electronic payments through email
- Gift Pay and Donations allows your customers to make special donations or send a gift to a family member across the country
Mobile Banking
Convenient, Secure Access at Your Fingertip
Mobile Banking enables your bank to expand market presence and potential while enhancing customer convenience, self-sufficiency and loyalty with the ability to perform routine banking transactions using a cell phone, PDA or other mobile device; attracting new customers, enhancing your brand and improving customer service.
Southern Financial's Mobile Banking solution provides customers with the ability to access their banking information, transfer funds and pay bills on the go with smart apps available across the iPhone and Android platforms. Real-time alerts allow customers to make immediate decisions regarding their accounts.
Customers can scan checks and make deposits from their mobile device in real-time using wireless broadband Internet services. Integrated analytics provide you with essential information to understand your customer's banking requirements and expand your footprint.